The package offers loans to property developers at low interest rates of around 6% per year. However, at the assessment meetings on the adjusted housing laws held on March 6, Ngo Van Minh, a deputy of the NA's Juridical Committee, said that only 9% of the package has been disbursed so far.

In response, the Minister of Construction Trinh Dinh Dung, agreed that the terms should be increased from 10 to 15-20 years so customers will be able to make their payments. However, if localities and enterprises do not build low-income housing, he added, the fund would be useless.

As of February 17, 2014, the State Bank of Vietnam agreed to give over VND1.4 trillion loan to 17 enterprises, and disbursed over VND537 billion to 11 firms. On the other hand, VND550 billion was loaned to more than 2,000 individuals at an annual interest rate of 5%, which is 1% lower than last year.