A foreign individual is not allowed to own over 5% of charter capital of a Vietnamese credit institution.

A foreign organization’s maximum holdings are 15% of charter capital of a Vietnamese credit institution while that of a foreign strategic investor is 20%.

Foreign investors' ownership is capped at 30% of charter capital and those at a non-banking credit institution of Viet Nam must follow legal regulations on public and listed companies.

If a credit institution with poor performance needs to be restructured to ensure the credit institution system’s safety, Prime Minister Nguyen Tan Dung will decide  the percentage of holdings of a foreign organization or a foreign strategic investor and the level of ownership of foreign investors in the institution on a case-by-case basis.

The regulated ownership include capital which foreign investors entrust other organizations or individuals to purchase stocks.

The regulations are also applied when foreign investors converse their convertible bonds in Vietnamese credit institutions into shares.

In addition, the decree regulates conditions to foreign organizations to own 10% of charter capital of credit institutions of Viet Nam and to become foreign strategic investors.